Later Life Legacy and Estate Planning

Later life & legacy: 70+

Clarity, comfort and care for what matters most.

This stage is about protecting what you’ve built – and ensuring your wishes are carried out with confidence.

LOOKING AHEAD WITH PEACE OF MIND

You’ve worked hard to create security – now it’s about making sure that security lasts.

Later life brings new considerations, both practical and emotional. From making decisions about care to ensuring your estate is passed on according to your wishes, this is a time to organise your affairs with clarity and care. With expert guidance, you can feel confident that everything is in place – for yourself, and for those you care about most.

You want to ensure your affairs are in order

Now may be the right time to review your financial plans, consolidate accounts, and ensure all documentation is up to date – from wills and pensions to gifting and powers of attorney.

You’re thinking about future care needs

Whether you’re planning ahead or responding to changing health, it’s important to understand your options for funding care, protecting assets, and putting your preferences in writing.

You’re planning your legacy

You may be considering how best to pass on wealth to family, support causes that matter to you, or reduce the impact of inheritance tax. It’s a time for thoughtful, structured planning that reflects your values.

LOOKING AHEAD WITH PEACE OF MIND

You’ve worked hard to create security – now it’s about making sure that security lasts.

You want to ensure your affairs are in order

Now may be the right time to review your financial plans, consolidate accounts, and ensure all documentation is up to date – from wills and pensions to gifting and powers of attorney.

You’re thinking about future care needs

Whether you’re planning ahead or responding to changing health, it’s important to understand your options for funding care, protecting assets, and putting your preferences in writing.

You’re planning your legacy

You want to ensure your affairs are in order

Now may be the right time to review your financial plans, consolidate accounts, and ensure all documentation is up to date – from wills and pensions to gifting and powers of attorney.

You’re thinking about future care needs

Whether you’re planning ahead or responding to changing health, it’s important to understand your options for funding care, protecting assets, and putting your preferences in writing.

You’re planning your legacy

SUPPORT WITH SENSITIVITY AND EXPERTISE

Focused on your future – grounded in today.

Our role is to guide and support you through life’s later chapters with dignity, care and clarity.

We can help you balance short-term goals with long-term growth. From saving for a property or looking to begin investing for your future, our team can guide you in making choices that align with your values and ambitions.

You’re building something valuable – and it’s worth protecting. From income protection to life cover, we’ll help you understand what’s appropriate for your situation and what gives you peace of mind.

If you’re interested in growing your money in a way that reflects your ethics and outlook, responsible investing may be a good fit. We’ll help you explore sustainable options that don’t compromise on performance.

Tax planning can help you make the most of available allowances, avoid unnecessary tax bills and begin to understand how your decisions today could increase your future finances.

As asset values grow and legislation evolves, careful planning around Inheritance Tax (IHT) is essential. We work with you to minimise unnecessary tax, make full use of available reliefs, and structure trusts thoughtfully – helping you pass on your wealth efficiently and in line with your wishes.

GETTING STARTED

Making the first step.

Step 1

Get in touch for a free consultation with one of our advisers. No commitments at this stage.

Step 2

We’ll share some initial thoughts and suggestions. You decide if you’d like to go ahead.

Step 3

Become a client and receive tailored, ongoing financial advice that grows with you.

“My wife and I have used Fogwill & Jones for a number of years for appointing Powers of Attorney, will drafting and our financial affairs. The firm’s approach to us has always been faultless, with staff at all levels being courteous, friendly and above all professional and approachable.”

Andy Oxley

Case study

Guided by Simon Briggs, Chartered Financial Planner, Director & Compliance Manager

Guidance for whenever you need it

Tools & publications

KNOWLEDGE THAT EMPOWERS YOU

Clear guidance for life’s important decisions.

Explore insights designed to help you navigate later life with confidence. From care funding to legacy planning, our resources offer practical, thoughtful advice for you and your family.

Insight

Insight

A CLEAR PLAN FOR BUILDING LASTING VALUE

Building & managing your wealth.

RETIREMENT, ON YOUR TERMS

Planning for your retirement.

PROTECT WHAT MATTERS MOST

Protecting your family & estate.

CLARITY AND CONFIDENCE FOR BUSINESS OWNERS

Service for businesses.

FINANCIAL PEACE OF MIND

Blogs & News

Confident financial decisions

Publications

CLARITY THROUGH EVERY STEP

Tax tables

Later life & legacy: 70+

Clarity, comfort and care for what matters most.

LOOKING AHEAD WITH PEACE OF MIND

You’ve worked hard to create security – now it’s about making sure that security lasts.

You want to ensure your affairs are in order

You’re thinking about future care needs

You’re planning your legacy

LOOKING AHEAD WITH PEACE OF MIND

You’ve worked hard to create security – now it’s about making sure that security lasts.

You want to ensure your affairs are in order

You’re thinking about future care needs

You’re planning your legacy

You want to ensure your affairs are in order

You’re thinking about future care needs

You’re planning your legacy

SUPPORT WITH SENSITIVITY AND EXPERTISE

Focused on your future – grounded in today.

GETTING STARTED

Making the first step.

Step 1

Step 2

Step 3

Andy Oxley

Guidance for whenever you need it

Tools & publications

KNOWLEDGE THAT EMPOWERS YOU

Clear guidance for life’s important decisions.

READY TO TALK?

Get in touch.

Have a Question?

Get in touch.