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Inheritance tax planning & trusts.

With rising property values and evolving tax legislation, inheritance tax (IHT) is no longer an issue reserved for the wealthy. Thoughtful estate planning and the smart use of trusts can help protect your assets, reduce unnecessary tax liabilities, and ensure your wealth is passed on according to your wishes.
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HERE FOR THE DECISIONS THAT COUNT

Why it matters.

Without a plan, more could go to tax than your loved ones.

IHT can erode the value of your estate, especially if allowances and reliefs aren’t fully used. The decisions you make now can significantly influence what your beneficiaries receive later.

Legislation is changing - are you prepared?

From April 2027, the majority of pensions will potentially be subject to IHT, and changes to Business Relief and Agricultural Property Relief may affect many estate plans. It’s never been more important to review your arrangements.

YOUR GOALS. OUR EXPERTISE.

What we help with.

Comprehensive advice across IHT and trust planning:

  • Calculating your IHT exposure and reviewing your current estate structure
  • Optimising allowances and exemptions to reduce tax liabilities
  • Exploring trust options for asset protection, flexibility, and tax efficiency
  • Reviewing pension arrangements in light of new IHT rules from 2027
  • Guidance on Alternative Investment Market (AIM) shares, business assets and agricultural relief under the revised rules
  • Supporting wealth transfer strategies for families with complex needs or business interests
  • Trust setup and ongoing management, including compliance and reporting

 

Planning ahead allows you to leave behind clarity – not complexity.

EXPERT ADVICE. PERSONAL SUPPORT.

Our approach.

Strategic, personalised and forward-thinking

We take a holistic view of your finances, considering pensions, property, investments, and family goals, to create a joined-up strategy for passing on your wealth efficiently.

Expertise in complex tax matters

We stay up to date with current legislation and its implications for your estate, ensuring your plan is always working with the latest rules.

Independent and tailored

We are free from provider influence, which means all advice is designed purely around your goals, not products.

EXPERT ADVICE. PERSONAL SUPPORT.

Our approach.

Strategic, personalised and forward-thinking

We take a holistic view of your finances, considering pensions, property, investments, and family goals, to create a joined-up strategy for passing on your wealth efficiently.

Expertise in complex tax matters

We stay up to date with current legislation and its implications for your estate, ensuring your plan is always working with the latest rules.

Independent and tailored

We are free from provider influence, which means all advice is designed purely around your goals, not products.

Strategic, personalised and forward-thinking

We take a holistic view of your finances, considering pensions, property, investments, and family goals, to create a joined-up strategy for passing on your wealth efficiently.

Expertise in complex tax matters

We stay up to date with current legislation and its implications for your estate, ensuring your plan is always working with the latest rules.

Independent and tailored

We are free from provider influence, which means all advice is designed purely around your goals, not products.

Support tailored to your situation

What makes our advice different?

Expertise where it matters most
Our deep understanding of IHT and trust legislation means we can guide you through complex rules with confidence, helping you preserve more of your estate for future generations.

Planning that adapts to changing laws
From upcoming pension tax changes to revised reliefs on business assets, we stay ahead of legislation – reviewing your strategy regularly so it remains tax-efficient and up to date.

Joined-up advice
With legal and financial teams working together, you benefit from seamless planning that covers Wills, trusts, Powers of Attorney and IHT – all working toward your goals.

Preserve your wealth. Protect your family. Plan with care.

Let’s talk about how you can secure more of your estate for the people who matter most. Key benefits:

  • Reduced IHT exposure
  • Tax-efficient transfer of assets to future generations
  • Greater control over who benefits from your estate
  • Protection for family wealth through tailored trust structures
  • Integrated financial and legal advice
  • Ongoing reviews and updates as legislation changes
Contact us to get started
  • Case study
Planning ahead to protect family wealth.
Andrew Ball
Guided by Andrew Ball, Chartered Financial Planner

Preserve your wealth. Protect your family. Plan with care.

Let’s talk about how you can secure more of your estate for the people who matter most. Key benefits:

  • Reduced IHT exposure
  • Tax-efficient transfer of assets to future generations
  • Greater control over who benefits from your estate
  • Protection for family wealth through tailored trust structures
  • Integrated financial and legal advice
  • Ongoing reviews and updates as legislation changes
“Helpful and considerate team that looked after my tax needs for a Discretionary Will Trust. Would certainly recommend Fogwill & Jones.”

Dave Jenkins

Step 1

Get in touch for a free consultation with one of our advisers. No commitments at this stage.

Step 2

We’ll share some initial thoughts and suggestions. You decide if you’d like to go ahead.

Step 3

Become a client and receive tailored, ongoing financial advice that grows with you.
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Have a question?

READY TO TALK?

Get in touch.

Speak to our friendly team for expert advice, tailored to your goals.

Have a Question?

Get in touch.

Speak to our friendly team for expert advice, tailored to your goals.