They wanted to:
We conducted a comprehensive annual review, listening carefully to the client’s concerns and goals. This included a detailed reassessment of their risk profile and financial position, alongside updated cash flow modelling to test the long-term strength of their existing plan under various scenarios.
After reviewing the full picture, we concluded that their current savings and investment approach remained appropriate. Rather than recommending significant changes, we reassured the client that their existing strategy was well-structured and aligned with their needs – especially when viewed alongside other assets.
Using cash flow projections and Dynamic Planner risk profiling, we presented a clear view of their financial future. We also used accessible literature to explain asset classes and portfolio composition, helping the client feel confident in both the rationale behind the plan and its practical application.
Shortly after, the client encountered an unexpected cost while renovating their property and needed to draw from their investment portfolio. Because we had previously discussed such contingencies, they felt reassured in making that decision, knowing it would not derail their broader financial plan.
