Financial Planning After Divorce or Separation | Fogwill & Jones

Our services

Savings & investment advice

Grow your wealth with a personalised strategy designed to balance risk and return, aligned with your goals and timeframes.

Responsible investing

Make your money count. We help you invest in line with your values, supporting ethical and sustainable growth.

Tax planning

Take a proactive approach to tax. We help you make the most of allowances and reliefs to keep more of what you earn.

Protection planning

Safeguard your finances against the unexpected. We advise on tailored solutions to protect your income, family, and future.

A CLEAR PLAN FOR BUILDING LASTING VALUE

Building & managing your wealth.

Financial security isn’t built overnight – it’s built over time, with careful planning, thoughtful decisions, and consistent guidance. We work closely with you to help grow, protect and manage your finances in a way that reflects your values, goals, and aspirations.
Whether you’re saving for a milestone or investing for the future, our expertise helps you take the next step with clarity and confidence.

Pension & retirement advice

Get clarity on your retirement plans with expert guidance that ensures you’re financially prepared for life after work.

Inheritance tax planning & trusts

Plan ahead to protect your legacy. We help structure your estate efficiently, so more of your wealth reaches the people who matter.

Later life care advice

We help you plan for potential care needs with clear advice on funding options and financial protection in later life.

RETIREMENT, ON YOUR TERMS

Planning for your retirement.

Retirement is a new beginning. Whether it’s years away or just around the corner, we help you take control of your financial future with strategies designed to give you choice, comfort, and peace of mind.
From pension planning to later-life care considerations, we’re here to help you enjoy the years ahead with confidence.

Inheritance tax planning & trusts

Plan ahead to protect your legacy. We help structure your estate efficiently, so more of your wealth reaches the people who matter.

Protection planning

Safeguard your finances against the unexpected. We advise on tailored solutions to protect your income, family, and future.

PROTECT WHAT MATTERS MOST

Protecting your family & estate.

Your wealth represents more than financial value – it’s part of the life you’ve built and the legacy you’ll leave. We help ensure your family is protected and your estate is passed on according to your wishes.
With thoughtful structures and protection in place, you can feel confident knowing your loved ones are secure.

Business financial planning

Strategic financial advice to support your business’s growth, resilience and long-term success, while aligning with your personal goals.

Protection for your employees

Your people are a key asset. Providing tailored, tax-efficient financial benefits supports employee wellbeing and helps strengthen your business.

CLARITY AND CONFIDENCE FOR BUSINESS OWNERS

Service for businesses.

Running a business brings both opportunities and responsibilities – especially when it comes to financial planning. From managing risk to planning your exit strategy, we provide the guidance and expertise to help protect your business and your personal interests.
Our goal is to support long-term sustainability, efficiency and peace of mind.
About you

I'm aged 20 to 35

The right advice now can build the foundations for the life you want to lead.

I'm aged 30 to 45

A time of change and opportunity. Balance today’s responsibilities with tomorrow’s goals.

I'm aged 45 to 65

You’ve worked hard to get here – now is the time to shape the future you want.

I'm aged 60+

Now is the time to live life on your terms, with clarity, confidence and control.

I'm aged 70+

This stage is about protecting what you’ve built – and ensuring your wishes are carried out with confidence.
About us
Our approach
Stay informed

FINANCIAL PEACE OF MIND

Blogs & News

Good financial decisions are built on clear, timely information. In our Insights section, you’ll find expert articles, planning tips and market updates designed to help you stay informed and make confident choices.

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Confident financial decisions

Publications

Explore our library of downloadable publications, covering key topics across financial planning, wealth management and legislative change — designed to keep you informed, prepared and in control.

View latest publications
Case studies
Tools to help you

HELPING YOU REGAIN CONTROL AND PLAN AHEAD

Divorce or separation.

Divorce or separation can feel like your whole life has been turned upside down. When your finances are part of the upheaval, it’s natural to feel uncertain about the future.

We’re here to help you get back on track – with a clear financial plan and compassionate advice you can trust.

CLEAR STEPS FORWARD

How we can help.

We’ll help you:

Understand how the separation affects your finances now and long-term
Build a new plan that reflects your changed circumstances
Make sure your loved ones remain protected
Feel financially secure, whatever your next chapter looks like

GUIDANCE THROUGH CHANGE

Services we offer

Savings & investment advice

We can help you balance short-term goals with long-term growth. From saving for a property or looking to begin investing for your future, our team can guide you in making choices that align with your values and ambitions.

Pension & retirement advice

Whether you have multiple pension pots, are self-employed, or are unsure what your retirement could look like, we’ll help you create a plan that brings clarity. From contribution strategies to retirement income planning, we’ll guide you through your options.

Protection planning

You’re building something valuable – and it’s worth protecting. From income protection to life cover, we’ll help you understand what’s appropriate for your situation and what gives you peace of mind.

Tax planning

Tax planning can help you make the most of available allowances, avoid unnecessary tax bills and begin to understand how your decisions today could increase your future finances.

"Everything’s changed – and I need help figuring out what’s next."