Costs of Care and Care Funding Options

CAREFUL PLANNING FOR PEACE OF MIND

Worried about the costs of care?

None of us wants to think about needing care one day, for ourselves or for those we love. But planning early puts you in control, giving you more choices and greater peace of mind. We’ll help you prepare with care and confidence.

CLEAR STEPS FORWARD

How we can help.

We’ll guide you through:

What care might cost – and how it can be funded
Your entitlement to state support or benefits
Protecting your assets from being eroded by care fees
Structuring your finances to support your future needs

GUIDANCE THROUGH CHANGE

Services we offer

Savings & investment advice

We can help you balance short-term goals with long-term growth. From saving for a property or looking to begin investing for your future, our team can guide you in making choices that align with your values and ambitions.

Protection planning

You’re building something valuable – and it’s worth protecting. From income protection to life cover, we’ll help you understand what’s appropriate for your situation and what gives you peace of mind.

Inheritance tax planning & trusts

As asset values grow and legislation evolves, careful planning around Inheritance Tax (IHT) is essential. We work with you to minimise unnecessary tax, make full use of available reliefs, and structure trusts thoughtfully - helping you pass on your wealth efficiently and in line with your wishes.

Later life care advice

Planning for care needs, whether for yourself or a loved one, can feel overwhelming. We provide clear, compassionate advice on funding options, care fee planning, and protecting your estate, so you can make confident decisions with dignity and foresight.

You may also benefit from specialist legal support.

A Lasting Power of Attorney (LPA) ensures someone you trust can make decisions on your behalf if you’re ever unable to do so. Fogwill & Jones Legal can support you in setting up an LPA and provide clear legal guidance tailored to your circumstances.

A CLEAR PLAN FOR BUILDING LASTING VALUE

Building & managing your wealth.

RETIREMENT, ON YOUR TERMS

Planning for your retirement.

PROTECT WHAT MATTERS MOST

Protecting your family & estate.

CLARITY AND CONFIDENCE FOR BUSINESS OWNERS

Service for businesses.

FINANCIAL PEACE OF MIND

Blogs & News

Confident financial decisions

Publications