You’re drawing from your pensions and investments
You may have started taking income from a private pension, or begun using savings to support your lifestyle. Making those funds last, and work effectively, means reviewing your income strategy, tax position and future needs regularly.
You want your money to support your lifestyle
Whether you’re travelling more, spending time with family, or simply enjoying the freedom of fewer responsibilities, your financial plans should support your choices – both today and in the years to come.
You’re thinking about your legacy
You may be starting to consider the impact you want to have in the future, for your children, grandchildren or wider community. It’s important to understand how to pass on wealth efficiently, reduce inheritance tax, and put the right structures in place.