We ensure you consider all the options and help you put together a robust financial plan to help you achieve your goals. Our unique in house services range from helping you set up your first pension through to dealing with probate on death, along with all the other considerations in between.
Whether you wish to create, preserve or grow your wealth, it is vital you have a robust plan in place. With constant changes to the economic, political, regulatory and financial environment, it is crucial that your investments are aligned and reviewed on a regular basis.
Our team of advisers can provide guidance on a wide range of retirement planning options, no matter which particular stage you may have reached. You may require help with a specific pension problem, or want a full review of all your schemes with a view to consolidating.
Once a niche approach thought to come at the expense of returns, Environmental, Social and Governance (ESG) strategies have proven that they can be market-beating. If you’re someone who wants to make a positive difference, you might be interested to know how you, your money and the things you care about could all benefit from sustainable investing.
The term Family Office is not a new concept – it has been around for decades. The concept is to encompass the investment of wealth, the use of tax allowances while taking advantage of tax savings, in-house Legal Services to deal with Trust and Estate matters as well as Wills and Lasting Powers of Attorney and the facility to complete your personal and investment Trust tax returns all under one roof.
Fogwill & Jones Wealth Management’s Discretionary Investment Service takes care of your investments for you, giving peace of mind that your wealth is in safe hands.
Have you thought about the cost of care in later life? One of the biggest challenges of the 21st century is Britain’s ageing population. There is continually much talk about later life care in the media and it’s a subject that is going to be one of the biggest social challenges in the coming years.
Reviewing your tax affairs to ensure that available reliefs and exemptions have been utilised, together with future planning, can help to reduce your tax bill. Tax liabilities can be costly, and it is important to plan and account for these.
Traditionally, IHT has been regarded as a tax on the wealthy but today, with many people’s family homes valued in excess of this threshold, it is now more important for the majority of people to consider inheritance tax planning.
Probate is the legal and financial process of dealing with the property, money and possessions of a person who has died. Dealing with a loved one’s assets after their death can be daunting. The funeral needs to be arranged, the asset companies need to be contacted and any outstanding debtors need to be informed.
Our advice can focus on many different areas, whether it be helping a business meet its legislative requirements, protecting the business or providing benefits for employees.
Most of us should prepare for the eventual transfer of our assets, regardless of any tax or legal consequences. It is natural that many of us want to leave our wealth to those who matter the most. Having a well-managed estate can save time and legal costs in the long term, help avoid a large Inheritance Tax bill, and cushion the blow for those you leave behind.
We pride ourselves on providing a personalised service to private individuals and trustees. We offer a range of services to our clients and believe that comprehensive independent financial advice and business planning are the keys to growth and profitability.